Tackling emerging regulation changes, discussing strategies, methods, and technological advancements for a robust credit risk framework in the competitive lending environment

8th Annual BFSI Credit Risk Management India Summit 2024

Financial institutions are subject to a number of risks, although credit risk has always been of primary concern to these institutions, its importance became paramount during the recent financial crisis.

Banks and financial institutions in India have gradually embraced open banking through the recent years while adopting sophisticated technologies to meet the needs of its consumers at the same time. This has given rise to an increasing need for risk management across various sectors, given the advent of financial technologies and the continuous change in corporate and government regulations.

Keeping in mind the strong and rapid growth pattern, changing regulations there is a lot of pressure on credit risk departments to take on more responsibility managing their risk exposure.

To be compliant with the regulatory changes, while remaining profitable, requires a step change in the future of credit risk management. The 8th Annual BFSI Credit Risk Management India Summit which will address the regulatory changes and their implications on banks NBFCs, and Micro finance companies. The summit will also discuss strategies, technology advancement, data management, risk culture, stress testing and understanding customer behaviors for a robust credit risk framework.

THOUGHT LEADERS

Topic Highlights

  • Overcoming structural challenges for managing credit risk - How will credit risk evolve in a dynamic and unpredictable business environment?
  • Utilising AI and ML capabilities and reviewing potential uses across credit risk and portfolios management
  • Assessing advanced techniques and best practices for developing cutting-edge credit stress testing models
  • IFRS 9 - Aligning Credit Risk Management and its impact
  • Developing a robust risk culture and governance framework towards best credit risk management practices
  • Understanding the emerging role of NBFC's in retail lending market and potential risk associated with it

WHY SHOULD YOU ATTEND?

  • Fully complying current regulations and design a robust framework to remain competitive
  • Discuss techniques for successful data management and stress testing to minimise risk
  • Strengthen your credit portfolio
  • Understand your customer to ensure responsible lending
  • Gauge how market conditions impact your credit lending policies
  • Working with senior management to develop an effective risk appetite and maximise business performance

WHO WILL YOU MEET?

Industries who will attend:

  • Banks - Public, Private & Co-operative
  • Financial institutions - all kinds of individual
  • commercial lending
  • Leasing organizations
  • Non-Banking Financial Institutions
  • Credit rating and guarantee companies
  • Insurance companies
  • Underwriting agencies

Professionals from the following functional roles:

  • Credit Risk & analysis
  • Underwriting
  • Debts & recoveries
  • Stressed Asset Management
  • Portfolio Management
  • Retail & Corporate Banking
  • Leasing
  • Loans and guarantees

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